Trading Journey Begins

Hi there to all my new visitors. I hope to show you hints and suggestions to what I am doing on the Markets. If you would like to follow my progress you are more than welcome to watch as OUR JOURNEY NOW BEGINS.

www.andyduck.co.uk was established on 5 March 2013. My mission is to achieve better income and capital growth than the pitiful returns from Banks and Building Societies which I will use as the benchmark. In 2019 I achieved income growth of 2.46% and capital growth of 42.5% [portfolio perf 2019] compared to the Bank of England’s Base Rate of 0.50% and a average Building Society of 1.50% .70% Investors lose money(CNN)view here Note the FTSE100 lost 5% in 2015 from its year open view here.

Budget 2021  2018 Budget  2017 Budget  2016 Budget  2015 Budget  Tax Rates 2016/17      How to make most of ISA’s-Invest for income and gains Easy to understand ISA book Govt ISA’s website ISA’s made Easy STOCKS & SHARES ISA HELP TO BUY ISA Junior ISA

ISA SAVINGS: This tax year 2021/2021, UK taxpayers can invest up to £20,000 in ISAs (the tax year runs from 6 April 2020 to 5 April 2021). The full amount (up to £20,000) can be put into either a Stocks & Shares ISA, a Cash ISA or an Innovative Finance ISA. Alternatively, the investment can be split between each type of ISA, providing its stays within the overall £20,000 limit. Note your ISA allowance for the year is not permitted to be invested with multi ISA’s providers. There are rules governing transfer of ISA’s to other providers. There are also important new changes including HELP TO BUY ISA (Factsheet) A new Isa will be available for first-time buyers. For every £200 a first-time buyer saves, the government will top up with another £50. It means that putting in £12,000 will see Government put in £3,000 more. More Flexibility ISAs Money will be able to be taken in and out of a cash ISAs  without savers losing their tax-free allowance. Other 2021/2022  ISA limits are as follows Lifetime ISA (Annual Limit) £4,000. Junior ISA (Annual Limit £4,000) , Help to Buy ISA (Monthly  Limit) £200.

Comments welcome if you have enjoyed the site. Thanks for continuing to follow my progress.

This should not be treated as giving investment advice but as an ordinary person hoping to assist his fellow homo sapiens in becoming richer in learning. This is a free information site and should not be treated as financial or investment advice or in the recommendation on the buying or selling of shares.

Words from a Billionaire- Warren Buffet -October 2008 – New York Times ‘A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful.’

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